Our Story
Founded in 2018, Arka was created with a singular purpose: to deliver customised, forward-thinking financial solutions that empower our customers to build, expand, and grow their businesses.
As a subsidiary of Kirloskar Oil Engines, we draw strength from a 130-year legacy built on innovation, resilience, and a deep commitment to India’s progress. At Arka, we carry this legacy forward by putting people and their unique needs at the heart of everything we do.
Unlike most non-banking financial companies (NBFCs), our solutions are tailored to what businesses truly need. We forge strong bonds with our customers, understand their challenges, and structure solutions that help them thrive. With robust technology, unmatched expertise, and our ever-evolving knowledge, we have built an agile NBFC that is customer-centric, process-driven, and future-ready.
As an RBI-licensed NBFC with a CRISIL rating of AA for long-term borrowings and A1(+) for short-term borrowings, we are strongly positioned to support India’s growth story. As of March 2025, we manage ₹7,256 crores in assets, with retail AUM surpassing 64%. With a CRAR of 20.8% (well above the regulatory requirement), Arka is adequately capitalised and future-secure.
Today, with more than 50 branches across India, we are proud to partner with businesses and communities to help them grow and succeed.
We believe that behind every loan application, every request, every conversation lies your dream. Your dream to build, to grow, to secure a better future. Each step you take is a step toward progress, and we recognise our role in walking beside you on your growth journey.
Our Vision
To enable growth and fulfil the aspirations of our customers through empathy and agility.
Our Mission
To deliver technology-enabled, innovative, and customised financial solutions that create real impact and enhance customer experiences.
Our Values
At Arka, our values guide every decision, every solution, and every customer relationship:
Founder Mindset
Take ownership, act like an owner, and think long term.
Grit Over Glamour
Celebrate resilience, effort, and perseverance over superficial recognition.
Every Promise is Backed by Action
Honor commitments by delivering results, not just intentions.
Dashboards Meet Dusty Roads
Bridge strategy with execution, ensuring data and plans translate into real impact.
Culture of Candour
Communicate openly, honestly, and transparently at every level.
Serve Deeply, Lend Wisely
Balance empathy with responsibility to make decisions that matter.
Why choose Arka?
At Arka, our strength lies in numbers- but our true success lies in the trust of our customers.
At Arka, we believe that success should touch every corner of the nation. That’s why we offer products that propel our customers in their journey of growth. We are building a network of branches to ensure that we are where our customers thrive. For us, our numbers show more than our impact. They show our commitment in growing alongside our customers.
Dipesh Rath
Chief Business Officer – Wholesale Lending & Syndication
The mark ‘Kirloskar’ in the status line is owned by Kirloskar Proprietary Limited and Arka Fincap Limited is the permitted user