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Big or small, every business needs timely support to keep moving forward. Whether it is managing day-to-day operations, investing in new assets, or bridging cash flow gaps, decisions need be made quickly and the right financial partner can make all the difference.

Our Unsecured Business Loans are simple, fast, and structured to meet your needs. With minimal documentation, quicker turnaround, and affordable interest rates, we help you focus on what matters most, growing your business. That’s why we proudly say, Arka hai, aapka apna.

Features & Benefits

Feature & Benefits

Flexible Loan Amount 

Get anywhere between INR 10 lakhs and INR 50 lakhs, basis your financial, banking and GST records.

Affordable Interest Rates 

We offer competitive interest rates to ensure that you can manage your repayments comfortably while growing your business.

Wide Acceptance 

Our MSME business loans are available to suit the requirements of a wholesaler, retailer, manufacturer, dealer, distributor, or a B2B service provider.

Fast Turnaround Time

We ensure fast turnaround time of the loan application process, handled efficiently by our expert team. With a quick disbursement of loans, we enable our customers to access funds without any delay.

Eligibility Criteria

Eligibility Criteria

Who Can Apply

Individuals who are self-employed professionals, Proprietorships, Partnerships, Private Limited Companies, Limited Liability Partnerships and unlisted and closely held public limited companies are eligible to apply.

Age

The applicant must be a minimum of 25 years old.

Business Stability

The business should be at least 3 years old.

EMI Calculator

₹ |
%
Months
Your Monthly EMI
₹1,03,792*
*Disclaimer: The above monthly EMI is approximate
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Documentations

  1. Identity and address proof of borrowers
  2. Income proof
  3. Business proof documents

Testimonials

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Asset Publisher

Asset Publisher

An unsecured business loan is a type of financing that does not require collateral. This means you can obtain funds quickly without pledging assets. These loans are perfect for businesses seeking rapid growth, as they provide the capital needed for expansion, inventory acquisition, and other essential investments without tying up valuable resources.

Arka Fincap's unsecured business loans offer the flexibility and speed needed to seize growth opportunities. By providing quick access to funds, you can invest in expanding your operations, purchasing new inventory, or launching marketing campaigns. The absence of collateral requirements means you can maintain operational flexibility while driving business success.

To qualify for an unsecured business loan from Arka Fincap, your business should have a good credit score, consistent revenue streams, and a solid financial history. We assess your business's potential for growth and ability to repay the loan, ensuring that our financing solutions support your expansion plans effectively.

Applying for an unsecured business loan with Arka Fincap is straightforward. Simply fill out our online application form, provide financial & banking statements, and we will pick it up for assessment. Our streamlined process ensures quick approval and disbursement, enabling you to focus on growing your business. 

Our unsecured business loans come with competitive interest rates tailored to your business's financial health and creditworthiness. These rates are designed to be manageable, allowing you to focus on growth rather than repayment burdens. A good credit score and strong financials can help secure more favourable rates.

A strong credit score can significantly lower the interest rate on your unsecured business loan, making it more cost-effective. It reflects your business's financial reliability and repayment capability, which reduces the lender's risk. Maintaining a good credit history with timely repayments is crucial for securing better loan terms. 

Arka Fincap offers unsecured business loans ranging from INR 10 lakhs to INR 50 lakhs. This flexibility ensures that you have the capital needed to scale your operations, whether you're looking to expand your product line or enhance your infrastructure.

Our unsecured business loans offer loan tenure up to 36 months. With options for monthly instalments, we ensure that the repayment process aligns with your business's operational needs, allowing you to focus on growth without financial strain. 

Our Products

Asset Publisher

Secured Business Loan

Secured Business Loan

Loan up to Rs. 50 lakhs with tenure of up to 15 years

Used Vehicle Loan

Used Vehicle Loan

Quick approvals, flexible EMIs, and competitive interest rates.

Loan Against Property

Loan Against Property

Loan of up to ₹5 crores with tenure as long as 15 years