At Arka Fincap, we know that every used commercial vehicle has a story. One of hard work, long hours, and dreams on the move. For many, it’s not just a vehicle. It is a means to earn, grow, and build something of their own.
That’s why our Used Vehicle Loan is made simple and flexible, so nothing comes in the way of your journey of growth. For Used Light Commercial Vehicles and Pickups carrying goods to nearby markets, we have a loan designed for you. No matter where you start, we are here to help you keep going. Because Arka hai, aapka apna.
Features & Benefits
Faster processing
Quick approvals so you can get on the road without delays.
Loans for trucks, tippers, tankers and more
For the commercial vehicle of your choice, we have a loan to match your need.
Affordable EMIs with attractive interest rates
Easy repayments that fit your budget, without added burden.
Repurchase and Refinance options
Upgrade your vehicle or manage your existing loan with flexible choices.
Balance transfer and top up facilities
Move your loan to Arka for better terms or borrow a little extra when you need it.
Attractive Loan to value for FTU, FTB & Retail customers
Get higher funding based on your profile, whether you are buying your first vehicle or your next.
WHY CHOOSE ARKA?
24-Hour Disbursal
Quick loan processing with funds disbursed within 24 hours* for eligible customers.
Life Flex Loan
A unique feature that helps you save on interest by prepaying part of your EMI whenever you choose.
Tailor-Made Exciting Customer Rewards
Enjoy customized and exciting rewards designed exclusively for customers with timely EMI payments.
Dedicated Relationship Managers
Enjoy personalized support from a dedicated relationship manager for all your loan needs.
Bespoke Policies for Every Market
Our lending policies are tailored to customer profiles and regional needs.
Disclaimer
Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Arka Fincap Limited ("AFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by AFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, AFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.
Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Arka Fincap Limited ("AFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by AFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, AFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.
Eligibility Criteria
We assess loan eligibility based on:
- Vehicles income potential
- Operational expense & cash flow
- Loan to Value (LTV) ratio
EMI Calculator
Disclaimer
Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Arka Fincap Limited ("AFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by AFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, AFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.
Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Arka Fincap Limited ("AFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by AFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, AFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.
Documentation
- Proof of Identity (for applicants, co-applicants and guarantors)
- Proof of Address (for applicants, co-applicants and guarantors)
- Bank statements
- Asset Documents
- Income Proof
Other Used Vehicle Loans
The mark ‘Kirloskar’ in the status line is owned by Kirloskar Proprietary Limited and Arka Fincap Limited is the permitted user