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Personal Lending
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PERSONAL LENDING
Personal loans at Arka are digital, seamless and paper free
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PERSONAL LENDING
Personal loans, at Arka, are digital, seamless and paper free. They have fixed interest rates & tenure, and you can avail it without providing any collateral.
We provide loans for margin funding for home buyers. Eligibility parameters are easier to meet and documentation requirement is minimal, just the right combination for a smooth loan experience.
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DIGITAL LENDING
We have collaborated with a very well-known fintech partner – HomeCapital (click here to apply)
HomeCapital is an Indian Company that has pioneered India’s first Home Down Payment Assistance Program (DPA). This program is designed to address the critical problem of down payment savings for first time home buyers.
Through this partnership with HomeCapital, Arka Fincap aims to cater to a unique segment for margin funding for first time home buyers.
Features:
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Efficient, Faster processing
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Paperless onboarding
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Real time decision/accurate decision-making
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Instant in-principle approval
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Improved compliance/security
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Superior customer experience
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Digital - Video KYC, eNACH and eSign
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EMI repayment via eNACH
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No physical meeting required
Other Information:
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Particulars of Customer Care /Grievance redressal mechanism: Click here
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Link to sachet portal: Click here
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Privacy policy of the partner: Privacy Policy
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Nature of services availed: Customer Acquisition and Recovery

We have collaborated with an innovative fintech partner – GrayQuest (click here to apply)
GrayQuest is an innovative fintech lending company that is working to create customized credit products for the education industry in India. They enable parents and students to pay their education fees in super convenient monthly payments and provide them with privileges and benefits for doing so through various rewards programs.
Through this partnership with GrayQuest, Arka Fincap aims to cater to salaried borrowers for funding education fees.
Features:
-
Efficient, Faster processing
-
Paperless onboarding
-
Real time decision/accurate decision-making
-
Instant in-principle approva
-
Improved compliance/security
-
Superior customer experience
-
Digital - Digital KYC , eNACH and eSign
-
EMI repayment via eNACH
-
No physical meeting required
Other Information:
-
Particulars of Customer Care /Grievance redressal mechanism: Click here
-
Link to sachet portal: Click here
-
Privacy policy of the partner: Privacy Policy
-
Nature of services availed: Customer Acquisition and Recovery

Features:
-
Superfast processing
-
No collateral required
-
Real time decision/accurate decision-making
-
Instant in-principle approval
-
Improved compliance/security
-
Superior customer experience
-
Digital - Digital KYC , eNACH and eSign
-
EMI repayment via eNACH
-
No physical meeting required
Other Information:
-
Particulars of Customer Care /Grievance redressal mechanism: Click here
-
Link to sachet portal: Click here
-
Privacy policy of the partner: Privacy Policy
-
Nature of services availed: Customer Acquisition and Recovery

Fincap - Personal Lending Home Capital FAQs Content
FAQs
Q1: How much loan can I avail?
Loan amount will depend on the policy agreed with fintech partner.
Q2: How long does the application process take?
The complete process from initiation to completion is digital. If all the documents are available, the disbursement can be completed in 1 day.
Q3: Are your loans secured? What collateral do you require?
No security or collateral is required
Q4: What documentation is required for my application?
-KYC documents of the applicant
-2 years Income documents
-Bank statements
Fincap - Personal Lending Customer Speak Content
Customer Speak
Rajesh Jambekar
In view of the COVID-19 pandemic, Arka has built an excellent digital loan processing support. Just by visiting an online portal, one can upload the requisite KYC documents. The document/photo verification is being done through an online authenticated system-generated web call. They have dedicated technical support to experience customer delight.
Saurabh Mehta
I sincerely thank the Arka team for all its help in financing my loan during the pandemic. My decision of approaching Arka has been proved right by its hassle-free digital processes. The tech process made a significant difference in the journey of application. I am extremely happy & satisfied with the outcome and would approach Arka for any future requirement. I wish them all the very best for their endeavor.
Rishabh Raj
During the global pandemic, working remotely in an IT company is the "New Normal". Despite all the challenges, Arka Fincap provided a loan for my new home in a jiffy. The overall process was very convenient, and I did not have to break my head for any of the steps. Their CRM had astounding availability to help me out whenever required.
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