Personal Lending

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PERSONAL LENDING

Personal loans, at Arka, are digital, seamless and paper free. They have fixed interest rates & tenure, and you can avail it without providing any collateral.

We provide loans for margin funding for home buyers. Eligibility parameters are easier to meet and documentation requirement is minimal, just the right combination for a smooth loan experience.

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DIGITAL LENDING

We have strong digital capabilities to offer faster loan processing and meet the customer requirements in the best possible time. Our systems and products are designed to make the entire process smooth, paperless, and non-physical.

We provide end-to-end digital journey inclusive of online loan application, video KYC, algorithm driven credit assessment, eNACH based collections and digital signatures for disbursal of loans to salaried individuals. The entire process can be completed in less than a day.

We are constantly looking for partnerships and tie-ups. If you are a fintech or an NBFC doing something innovative, get in touch with us.

Home Capital

GrayQuest

LendingKart

We have collaborated with a very well-known fintech partner – HomeCapital (click here to apply)

HomeCapital is an Indian Company that has pioneered India’s first Home Down Payment Assistance Program (DPA). This program is designed to address the critical problem of down payment savings for first time home buyers.

Through this partnership with HomeCapital, Arka Fincap aims to cater to a unique segment for margin funding for first time home buyers.

Features:

Efficient, Faster processing
Paperless onboarding
Real time decision/accurate decision-making
Instant in-principle approval
Improved compliance/security
Superior customer experience
Digital - Video KYC, eNACH and eSign
EMI repayment via eNACH
No physical meeting required

Other Information:

Particulars of Customer Care /Grievance redressal mechanism: Click here
Link to sachet portal: Click here
Privacy policy of the partner: Privacy Policy
Nature of services availed: Customer Acquisition and Recovery

We have collaborated with an innovative fintech partner – GrayQuest (click here to apply)

GrayQuest is an innovative fintech lending company that is working to create customized credit products for the education industry in India. They enable parents and students to pay their education fees in super convenient monthly payments and provide them with privileges and benefits for doing so through various rewards programs.

Through this partnership with GrayQuest, Arka Fincap aims to cater to salaried borrowers for funding education fees.

Features:

Efficient, Faster processing
Paperless onboarding
Real time decision/accurate decision-making
Instant in-principle approva
Improved compliance/security
Superior customer experience
Digital - Digital KYC , eNACH and eSign
EMI repayment via eNACH
No physical meeting required

Other Information:

Particulars of Customer Care /Grievance redressal mechanism: Click here
Link to sachet portal: Click here
Privacy policy of the partner: Privacy Policy
Nature of services availed: Customer Acquisition and Recovery

We have collaborated with an innovative fintech partner – LendingKart (click here to apply)

LendingKart Technologies Private Limited is a fin-tech startup in the working capital space. The Company has developed technology tools based on big data analysis which facilitates lenders to evaluate borrower’s credit worthiness and provides other related services.

The Company aims to transform small business lending by making it convenient for SMEs to access credit easily. The Company uses technology and analytics tools, analyzing thousands of data points from various data sources to assess the creditworthiness of small businesses rapidly and accurately.

Features:

Superfast processing
No collateral required
Real time decision/accurate decision-making
Instant in-principle approval
Improved compliance/security
Superior customer experience
Digital - Digital KYC , eNACH and eSign
EMI repayment via eNACH
No physical meeting required

Other Information:

Particulars of Customer Care /Grievance redressal mechanism: Click here
Link to sachet portal: Click here
Privacy policy of the partner: Privacy Policy
Nature of services availed: Customer Acquisition and Recovery

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FAQs

Q1: How much loan can I avail?

Loan amount will depend on the policy agreed with fintech partner.

Q2: How long does the application process take?

The complete process from initiation to completion is digital. If all the documents are available, the disbursement can be completed in 1 day.

Q3: Are your loans secured? What collateral do you require?

No security or collateral is required

Q4: What documentation is required for my application?

-KYC documents of the applicant

-2 years Income documents

-Bank statements

Ask More

Fincap - Personal Lending Customer Speak Content

Customer Speak

Rajesh Jambekar

In view of the COVID-19 pandemic, Arka has built an excellent digital loan processing support. Just by visiting an online portal, one can upload the requisite KYC documents. The document/photo verification is being done through an online authenticated system-generated web call. They have dedicated technical support to experience customer delight.

Saurabh Mehta

I sincerely thank the Arka team for all its help in financing my loan during the pandemic. My decision of approaching Arka has been proved right by its hassle-free digital processes. The tech process made a significant difference in the journey of application. I am extremely happy & satisfied with the outcome and would approach Arka for any future requirement. I wish them all the very best for their endeavor.

Rishabh Raj

During the global pandemic, working remotely in an IT company is the "New Normal". Despite all the challenges, Arka Fincap provided a loan for my new home in a jiffy. The overall process was very convenient, and I did not have to break my head for any of the steps. Their CRM had astounding availability to help me out whenever required.