Fincap - Personal Lending Banner Content

Fincap - Personal Lending Header Body Content


Personal loans, at Arka, are digital, seamless and paper free.  They have fixed interest rates & tenure, and you can avail it without providing any collateral.

We provide loans for margin funding for home buyers. Eligibility parameters are easier to meet and documentation requirement is minimal, just the right combination for a smooth loan experience.

Fincap - Personal Lending Products Type Content

Digital Lending Image


We have strong digital capabilities to offer faster loan processing and meet the customer requirements in the best possible time. Our systems and products are designed to make the entire process smooth, paperless, and non-physical.

We provide end-to-end digital journey inclusive of online loan application, video KYC, algorithm driven credit assessment, eNACH based collections and digital signatures for disbursal of loans to salaried individuals. The entire process can be completed in less than a day.

We are constantly looking for partnerships and tie-ups. If you are a fintech or an NBFC doing something innovative, get in touch with us.

We have collaborated with a very well-known fintech partner – HomeCapital (click here to apply)

HomeCapital is an Indian Company that has pioneered India’s first Home Down Payment Assistance Program (DPA). This program is designed to address the critical problem of down payment savings for first time home buyers.

Through this partnership with HomeCapital, Arka Fincap aims to cater to a unique segment for margin funding for first time home buyers.


  • Efficient, Faster processing

  • Paperless onboarding

  • Real time decision/accurate decision-making

  • Instant in-principle approval

  • Improved compliance/security

  • Superior customer experience

  • Digital - Video KYC, eNACH and eSign

  • EMI repayment via eNACH

  • No physical meeting required

Fincap - Personal Lending Home Capital FAQs Content


Q1: How much loan can I avail?

Loan amount will depend on the policy agreed with fintech partner.

Q2: How long does the application process take?

The complete process from initiation to completion is digital. If all the documents are available, the disbursement can be completed in 1 day.

Q3: Are your loans secured? What collateral do you require?

No security or collateral is required

Q4: What documentation is required for my application?

-KYC documents of the applicant

-2 years Income documents

-Bank statements

Fincap - Personal Lending Customer Speak Content

Customer Speak

Corporate Tie Up Videos

ICICI Prudential Life Insurance

Group Loan Secure

Group Loan Secure