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CORPORATE LENDING

Arka Fincap offers Corporate Lending services to large corporations, banks and government agencies. Whatever your financial goals, our corporate lending specialist can create a range of solutions to create a steady cash flow for your business.

Our financing products are designed to meet your business requirements, where we offer flexible repayment structures to fit your organization’s cash flow, wherever appropriate.

Fincap - Corporate Lending Product Cards Slider

Avail Arka Fincap's Secured Corporate Term Lending for purchase of machinery or expansion of the business. This facility can be availed for a long-term and is extended to mid-large sized companies that belong to pedigreed corporate groups. You can secure the loan against mortgage/pledge/hypothecation of security offered by the borrowing companies. To provide an optimized lending solution to the borrower, we keep repayment structures flexible and in consideration of the cash flow.

Benefits:

  • Customized lending solutions
  • Flexible repayment options

We provide funding for your company's growth. The fixed maturity loan is utilized by asset-light companies in sectors such as Logistics companies, I.T., Media & Entertainment, etc., against cash flow and other collateral. Accelerate your business growth with us.

Benefits:

  • Customized offerings
  • Accelerated growth

We offer Project Financing that helps you fulfill the financial requirement of large commercial, industrial, infrastructure, and development projects. These long-term loans have flexible repayment structures as they are based on the cash flow of the project finance models. Arka Fincap aids borrowers with opportunities for risk-sharing, extending the debt capacity, the release of free cash flow and maintaining a competitive advantage.

Benefits:

  • Customized lending solutions
  • Flexible repayment options

Sometimes, a business operation faces a gap in the cash flow that keeps it from running well and that's where we step in. Arka Fincap dispenses customized working capital term loans to mid-large sized companies to meet their everyday working capital requirements to run their operation smoothly. Our Working Capital Loan to Corporates are effective as they cover the recurring expense wages and accounts payable and help you offset these expenses during a low revenue period. As we offer customized offerings, repayments can be made in monthly / quarterly / half yearly installments.

Benefits:

  • Personalized funding
  • Speedy documentation
  • Streamline your cash flow

Arka Fincap offers organized funding solutions to Sponsors, Holding Companies, Operating Companies and Special Purpose Vehicles to meet their diverse requirements that are not feasible through the traditional financial channels. We offer loans to businesses against collaterals, which comprises of immovable assets & properties as we believe in ascribing value to entrepreneurs. We aim to tailor and customize our lending solutions according to individual's circumstances that include strategic acquisition without compromising the standards of the securities pledged or mortgaged in our favour.

Benefits:

  • Speedy documentation
  • Customized offerings
  • Quick and easy procurement
  • Loan available to promoters/company

Arka Fincap extends secured term financing, HoldCo Debt, to Holding Companies as they are sustained with the ability to raise capital at reasonable pricing as compared to sponsor equity. These lending are inclined towards entities higher up in the corporate structure, in other words, the loans are for directors and upper management. The Holding Companies can utilize our Holdco Debt to invest as equity in new projects.

Benefits:

  • Speedy documentation
  • Customized offerings
  • Quick and easy procurement

We support you in your strategic growth objectives by ensuring your financial needs are met within the regulations. Strategic growth objectives are largely being explored by an existing client or a strong client profile. Acquisition Financing solution helps you meet your current growth aspirations, as acquisitions that are backed by immediate resources and funding help you grow, financially strengthening the group.

Benefits:

  • Immediate resources
  • Supporting acquisition growth

Our specialized financing solutions enable you to acquire stakes in a company, helping you succeed further in your endeavours. We also provide funding solutions if you want to exit or take a step back from any existing investments.

Benefits:

  • Customized offerings
  • Speedy documentation

Arka Fincap offers funding against receivables from well-rated entities/quasi-government counter-parties backed by assets, including unlisted shares & guarantee. These are essentially short-term loans to medium-term tenor ranging from 6 months to 2 years.
As we offer financing against receivables, include discounting of contractual cashflows from government entities by providing a larger receivable period that may not be covered by banks drawing power. It is also useful if a timing mismatch exists between the cash inflows and outflows of the business.

Benefits:

  • Immediate funding
  • Short-term financing
  • Quick and fast process

With our Short Term Loan's financing arrangements, you can secure funds temporarily unless permanent financing doesn't come through. Our Short Term Loan will help you bridge the gap between short-term cash flow and mismatches. We typically provide loans for a tenor of 6 to 9 months but can extend up to 12 months if required.

Benefits:

  • Quick financial solutions
  • Speedy documentation

We work with the borrower to customise our funding solution and structure it according to his requirement.

Benefits:

  • Customized offerings
  • Speedy documentation

Fincap - Corporate Lending Secured Corporate Term Lending FAQ Content

FAQs

Q1: What documents are required to avail of the loan?

- KYC documents of the proprietor/partners/directors as applicable

- KYC documents of the entity

- Income documents (ITR, GST etc.)

- Business establishment and continuity proof

- Bank statements

(Note: These are basic documents required for this loan, remaining will be collected as and when required.)

Q2: What kind of security is provided against these loans?

Mortgage of immovable property, hypothecation of machinery, receivables, etc

Q3: What is the tenor of secured corporate term lending?

Typically 3-5 years (it is subject to the requirement of the Borrowing Company)

Fincap - Corporate Lending Growth Funding for Asset Light Companies FAQ Content

FAQs

Q1: What documents are required to avail of the loan?

- KYC documents of the proprietor/partners/directors as applicable

- KYC documents of the entity

- Income documents (ITR, GST etc.)

- Business establishment and continuity proof - Bank statements

(Note: These are basic documents required for this loan, remaining will be collected as and when required.)

Q2: Which kind of Companies can apply for Growth Capital?

Companies that have expansion plans, entering new markets, etc.

Fincap - Corporate Lending Project Financing FAQ Content

FAQs

Q1: What documents are required to avail of the loan?

- KYC documents of the proprietor/partners/directors as applicable

- KYC documents of the entity

- Income documents (ITR, GST etc.)

- Business establishment and continuity proof

- Bank statements

(Note: These are basic documents required for this loan, remaining will be collected as and when required.)

Q2: Are these loans backed by collateral?

Yes. The collateral security normally is the project itself, with the project's assets, rights, and interests held as secondary collateral.

Q3: Which kind of Companies can apply for Project Financing?

Companies dealing with the execution of commercial, industrial, infrastructure and development projects may apply for this Facility.

Fincap - Corporate Lending Long-Term Working Capital Loans FAQ Content

FAQs

Q1: What documents are required to avail of the loan?

- KYC documents of the proprietor/partners/directors as applicable

- KYC documents of the entity

- Income documents (ITR, GST etc.)

- Business establishment and continuity proof

- Bank statements

( Note: These are basic documents required for this loan, remaining will be collected as and when required.)

Q2: What is typically the tenor for Long-Term Working Capital Loans?

2-4 years

Q3: Are the Long-Term Working Capital Loans secured?

Yes, these loans are secured by way of Hypothecation/extension of Hypothecation charge over the fixed assets or machinery, current assets, Additional tangible security such as immovable properties/bank deposits.

Fincap - Corporate Lending Structured Lending Promoter Funding FAQ Content

FAQs

Q1: What documents are required to avail of the loan?

- KYC documents of the proprietor/partners/directors as applicable

- KYC documents of the entity

- Income documents (ITR, GST etc.)

- Business establishment and continuity proof

- Bank statements

(Note: These are basic documents required for this loan, remaining will be collected as and when required.)

Q2: What is the tenor of a Facility under Promoter Funding?

Typically 2-3 years

Q3: Is Promoter Funding backed by collateral?

Yes, normally, these facilities are backed by the shares held by the promoters in OpCos. The security package may be customized to suit the Borrower’s requirement.

Fincap - Corporate Lending Structured Lending Holdco Debt FAQ Content

FAQs

Q1: What documents are required to avail of the loan?

- KYC documents of the proprietor/partners/directors as applicable

- KYC documents of the entity

- Income documents (ITR, GST etc.)

- Business establishment and continuity proof

- Bank statements

(Note: These are basic documents required for this loan, remaining will be collected as and when required.)

Q2: Which kind of Companies can apply for HoldCo Debt?

Holding Companies with a stake in operating Companies, project SPVs, can apply for such facilities.

Q3: Is HoldCo debt secured?

Yes, Holdco debt is usually backed by the Holding Company’s equity interest in the project company/ OpCo/ SPV, hypothecation of receivables from project company/ OpCo/ SPV.

Fincap - Corporate Lending Structured Lending Acquisition Financing FAQ Content

FAQs

Q1: Are facilities under Acquisition Financing backed by collateral?

Yes, collateral may include fixed assets, receivables, inventory, etc

Q2: Which clients can avail of Acquisition Financing?

The financing is available to a restrictive client set, which needs to be our existing clients and has demonstrated a good track record

Q3: What kind of transactions are covered?

Transactions involving the purchase of assets or acquisition of companies are covered.

Fincap - Corporate Lending Structured Lending Funding to Financial Sponsors FAQ Content

FAQs

Q1: What documents are required to avail of the loan?

 

- KYC documents of the proprietor/partners/directors as applicable

- KYC documents of the entity

- Income documents (ITR, GST etc.)

- Business establishment and continuity proof

- Bank statements

(Note: These are basic documents required for this loan, remaining will be collected as and when required.)

Q2: What is the tenor of a such Facility?

2-4 years typically

Q3: Are the loans under this category secured?

Yes, such facilities are backed by a suitable security structure

Fincap - Corporate Lending Structured Lending Contractual Cashflows FAQ Content

FAQs

Q1: What documents are required to avail of the loan?

- KYC documents of the proprietor/partners/directors as applicable

- KYC documents of the entity

- Income documents (ITR, GST etc.)

- Business establishment and continuity proof

- Bank statements

(Note: These are basic documents required for this loan, remaining will be collected as and when required.)

Q2: What is typically the tenor for financing against contractual cashflows?

6 Months – 2 years

Fincap - Corporate Lending Structured Lending Short Term Loan FAQ Content

FAQs

Q1: What is the tenor of a Short-Term Loan?

6-12 months

Q2: Which kind of companies may apply for Short-Term Loans?

Companies that require to cover interim expenses before they avail long term financing

Q3: Are these loans secured?

Yes, Short-Term loans shall be backed by suitable collateral

Fincap - Corporate Lending Structured Lending Facilities for Realignment of Maturity Profile FAQ Content

FAQs

Q1: What is the tenor of a such Facility?

2-4 years typically

Q2: Are the loans under this category secured?

Yes, such facilities are backed by a suitable security structure

Fincap - Corporate Lending Customer Speak Content

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